Do not pay for things that the library offers for free! If you can get past the frequently outdated décor, […]

You can get much cheaper access to a gym AND use it too!! Instead of signing up for an expensive

Walk, bike, roller blade, skateboard your way around town.

Share the cost for personal toiletries. This works well if you share a room, apartment or suite with others and

If you’ll cook up large batches of your favorite foods and put them away in the fridge, freezer or pantry

Computers suck up a lot of energy. Most will go to sleep after a period of sitting idle, but take

Don’t shop when you are hungry. This is a definite no-no. Shopping on an empty stomach means that you will

Having selected a model and options you are interested in, you can save hundreds of dollars by comparison shopping. Get

Compare home equity loans offered by at least four reputable lending institutions. Consider the interest rate on the loan and

Stay away from vending machines: The items are usually over-priced. Keep non perishable snacks in your car, purse, or pocket

Buy a side of beef, instead of smaller packages at the store to save some money.

Fill your car up when you’re down to a quarter tank of gas. You won’t be stuck going to the

Apply for rebates: Take a couple minutes to apply for rebates. Many times, you can do this online, and it’s

Since pharmacies may charge widely different prices for the same medicine, call several. When taking a drug for a long

Not only is water (from the tap) cheaper than buying soda, it is healthier, too. If you like a little

I am a true bibliophile, so it has taken me some time to warm up to ebooks, but I’m almost

My bank will waive one fee a year — just because I ask. Also, if you are a good customer,

Rental car companies offer various insurance and waiver options. Check with your automobile insurance agent and credit card company in

You can avoid interest charges, which may be considerable, by paying off your entire bill each month. If you are

Couponing is a great way to save money. If you are not already clipping coupons, then you are paying too

You can save hundreds of dollars a year by comparing price-per-ounce or other unit prices on shelf labels. Stock up

Check your phone bill to see if you have optional calling features or additional services, such as inside wire maintenance,

Remember that signing a lease probably obligates you to make all monthly payments for the term of the agreement.