Author name: inspired

In many of the cities in the US it is hard to get by without a car. That said, just […]

Most people collect something – what do you collect? Is it something that consistently brings you joy? Or is it

Don’t toss out a shirt because of a broken button – sew a new one on with some closely-matched thread.

Quite often, I used to spend money just to wind down from a stressful day at work. Instead, I’ve found

Gardening is an inexpensive hobby if you have a yard. Just rent a tiller, till up a patch, plant some

If you don’t want to get rid of cable, see if you can bundle it with your phone and internet

For some reasons, Americans just love to assume that bigger is better with just about everything. There is a plague

Don’t buy clothes that will only work as one outfit. Look for clothes that you will be able to wear

Swap hand-me-downs with friends. This is really effective with kids’ clothing.

Use rags, rather than disinfectant wipes or paper towels.

Eat oatmeal instead. It’s cheaper and healthier.

Rotate your tires regularly to make them last longer.

You’ll save on your trash bill.

Do not limit your rental housing search to classified ads or referrals from friends and acquaintances. Select buildings where you

Make certain to get a rate quote (or preapproved loan) from your bank or credit union before seeking dealer financing.

To earn the highest return on savings (annual percentage yield) with little or no risk, consider certificates of deposit (CDs)

Unless you have small kids in the house or older people to take care of, it is more than likely

If you carry any debt, focus on consolidating it to a lower interest and paying it off as soon as

You can save money by practicing energy efficiency at home. Switch to CFLs, add a little more insulation. These cost

You can save hundreds of dollars a year by shopping at lower-priced food stores. Convenience stores often charge the highest

Be cautious in taking out home equity loans. The loans reduce or may even eliminate the equity that you have

Homemade Soaps Homemade shaving soaps and scented candles can be terrific for the man or woman on your gift list.

If you use a cell phone, make sure your calling plan matches the pattern of calls you typically make. Understand

You will spend less on food if you shop with a list, take advantage of sales, and purchase basic ingredients,

Aim to be finished shopping by Thanksgiving. You can shop for the best prices on your gifts, and you won’t