Sign up for every free customer rewards program you can. Even if you rarely shop at that place, having a […]

Regulate your electric use. When not in use, unplug electric appliances. Apparently, unplugging the TV instead of just switching it

Instead of buying books, borrow books from the library. Whenever possible, borrow your books instead of buying them. The card

Make a list before going shopping. They call it impulse buying for a reason. Humans simply have a very tough

Buy a late model used/lease return. Instead of buying a brand new car, you can consider buying a late model

Look for low-fee investments. When you invest, look for funds and plans with low fees. When choosing a broker, pick

Rather than paying for expensive packages, downgrade. You can easily get movies streamed on Netflix for less than you pay

Entertain at home rather than going out. You can save some money by having people at your house, rather than

Once you’ve selected a specific brand and model, check the Internet to learn what stores carry the brand. Call at

Be aware that credit cards with rebates, cash back, travel awards, or other perks may carry higher rates or fees.

You can save up to $100 a year on gas by keeping your engine tuned and your tires inflated to

Bottle your own water. Drinking water is good for your health. I always make it a habit to keep some

When possible, try to keep your vehicle as long as possible. Find the balance between the money spent on repairs

If you watch a lot of DVDs, get an online DVD store membership. Membership to online movie stores like Netflix

Make your own gifts instead of buying stuff from the store. You can make food mixes, candles, bread, cookies, soap,

Remove your credit card numbers from your online accounts. It’s easy to spend online when you have your card information

Prepare some meals at home. Get an accessible and easy-to-use cookbook and try making some of the dishes inside. You’ll

Learn how to dress minimally. Buy clothes that mix and match well and you’ll not need nearly as many clothes.

Borrow books rather than purchasing them. Borrowing books and reading magazines at your local library, rather than purchasing reading material,

Keep your car engine tuned and its tires inflated to their proper pressure. Doing both can save you up to

Avoid bouncing checks or overdraft fees each month. The $20-30 you save by not bouncing a check each month would

Shop for food with a list and stick to it. People who do food shopping with a list, and buy

Take advantage of discounts and/or incentive programs provided through your employer. Some employers offer discounted rates for computers, fitness center

Create your own art for your home decor.

Make sure all your electrical devices are on a surge protector.