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Avoid the vending machines.

Almost everything that is dispensed via vending machines has a huge markup (and is rarely healthy). However, if you suffer […]

Avoid ATM fees.

Be aware of the ATM withdrawal fees charged by your bank. While some banks waive fees for all ATM transactions

Pay down consumer debt.

One of the biggest expenses you have is probably the interest on consumer debt. The faster you pay it off,

Avoid driving.

When possible, avoid driving. Walk or bike to work, or take public transportation. You can also carpool to share the

Use your library.

You don’t need to buy books; you can get them at the library. You can also get movies, read periodicals,

Home haircuts.

For many men and boys, it is fairly easy to get a haircut. A pair of clippers from the store

Use customer rewards.

You can get discounts by signing up for a free reward program, if you don’t mind someone tracking your purchases.

Drink water from the tap.

You can get a filter if you don’t want straight tap water. It’s still cheaper than always buying bottled water.

Save on burial services.

Before selecting a funeral home, call several and ask for prices of specific goods and services, or visit them to

Save Money on Prescription Drugs

Since brand name drugs are usually much more expensive than their generic equivalents, ask your physician and pharmacist if a

Save on Telephone Bills

If you make very few toll or long distance calls, avoid calling plans with monthly fees or minimums. Or consider

Consult Consumer Reports

These are available in most public libraries, for information about specific appliance brands and models and how to evaluate them,

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