Opt for a more basic insurance coverage.
To save up some money in terms of your insurance premiums, you can always tell your insurance provider to drop your collision and comprehensive coverage.
This is a wise move, especially if your car is quite old.
However, you need to he aware that dropping the said items from your declarations page would mean that you would he responsible for the cost of repairs to our own vehicle, whenever you are involved with an accident, in which you are the at-fault part.