Look for a cheaper place to live.
The cost of living in Iowa is surprisingly low, enough so that I’m quite happy to give up the cultural opportunities of other places to enjoy Iowa all year around.
When I want to enjoy the cultural opportunities of another place, I’ll travel there – after all, I can afford it.
Take a serious look about moving to a less expensive area – if you can find work there, then a move can definitely put you in better financial shape.